MidFull TimeEN
DUTIES & RESPONSIBILITIES
Carry out periodic review on methodologies (Impairment, ICAAP, and CAR) as required.
Preparation of monthly Capital Adequacy Requirement report (CAR)
Preparation of monthly impairment calculation
Preparation of monthly IFRS credit journals
Preparation of quarterly ICAAP report to CBN (Internal Capital Adequacy Assessment Process)
Preparation of credit disclosures for Year End and Periodic Audit
Conduct Stress testing and scenario analysis for stakeholder unit/department/regulator as required
Provide support for portfolio projects (IFRS, Basel)
Conduct macroeconomic review, industry studies and industry ratings for the development of portfolio plan and credit strategy
Analyse portfolio trends to determine root causes of negative trends in the Bank’s portfolio and recommend corrective measures.
Conduct analysis of ratings in the Bank’s portfolio (Weighted Average Risk Rating)
Implement the Enterprise Risk Management (ERM) framework to ensure compliance with Basle and IFRS requirements and co-ordinates the process for the review of the document
Any other portfolio management tasks
Comply with the principles and policies in the Information Security Handbook
JOB REQUIREMENTS
Education
Minimum Education: First degree in Business related and Science/Engineering courses.
Experience
Minimum experience: 2 years of relevant experience in banking or risk management.
KEY COMPETENCY REQUIREMENTS
Knowledge
Data Gathering and Analysis.
Industry knowledge
Familiarity with Microsoft Office, especially Excel
Familiarity with the bank’s software e.g. Finacle
Research orientation
Skill/Competencies
Interpersonal skills
IT and Computer appreciation
Communications skills (written and oral)
Attention to details
Analytical and conceptual skills
Integrity
Data gathering skills
Ability to communicate technical information to a non-technical audience
Reporting skills
