Position Overview
We are seeking an experienced Lead Systems Analyst to drive the design, delivery, and integration of a Tokenised Deposits Platform within a regulated banking environment.
This role will play a critical part in building a secure, scalable, and production-grade digital money infrastructure, enabling both domestic and cross-border settlement use cases.
You will collaborate closely with Payments, Technology, Architecture, Treasury, Risk, and Compliance teams to define system behaviour, ensure regulatory alignment, and deliver end-to-end token lifecycle capabilities.
Experience & Qualifications
- 7–12 years of experience in systems analysis within payments/banking domain
- Experience in:
- RFP, Direct Debit, eMandates, or payment platforms
- High-availability and low-latency systems
- Proven experience in complex system integration and platform delivery
Key Responsibilities
1. Tokenised Deposits Platform Analysis & Design
- Lead end-to-end functional analysis of tokenised deposit systems, including:
- Token issuance (minting & burning)
- Transfer logic and atomic/conditional settlement
- Token locking/unlocking, escrow, and programmability
- Redemption into traditional deposits
- Define user journeys and workflows across customers, operations, and treasury
- Design token lifecycle models and state machines ensuring reconciliation with core banking systems
2. On-Chain / Off-Chain Integration & Settlement
- Define integration between:
- DLT platforms and tokenisation engines
- Payment systems and settlement processors
- Core banking, GL, and deposit systems
- AML, sanctions, and monitoring platforms
- Design settlement flows for:
- Domestic payments
- Cross-border transactions
- Interbank/inter-entity transfers
- Ensure deterministic, auditable, and final settlement across on-chain and off-chain models
3. Architecture & Platform Delivery
- Collaborate with architects to define:
- Smart contract modules and token standards
- Security controls and compliance hooks
- Wallet integrations (custodial / institutional / MPC)
- Key management and signing workflows
- Define APIs, event models, and integration patterns
- Ensure platform scalability, resilience, and fault tolerance
4. Regulatory, Risk & Compliance
- Translate regulatory requirements (digital assets, tokenised money, stablecoins) into system controls
- Ensure compliance with:
- AML/CFT
- Travel Rule
- Transaction monitoring & traceability
- Design audit trails, monitoring, and tamper-proof logging systems
- Align architecture with security and risk frameworks (TRM standards)
5. Delivery & Engineering Support
- Lead analysis across Agile delivery squads
- Provide detailed clarifications on:
- Token logic and settlement rules
- Smart contract behaviours
- Edge cases and exception handling
- Support QA for:
- Multi-currency token flows
- Settlement finality
- Reconciliation with core banking
- Failure, retry, and rollback scenarios
6. Stakeholder & Vendor Management
- Collaborate with Blockchain, Payments, Treasury, Risk, and Compliance teams
- Manage vendors across:
- DLT platforms
- Tokenisation engines
- Custody solutions
- Communicate architecture decisions, risks, and system behaviour clearly
Key Skills & Competencies
Technical Skills
- Strong expertise in:
- Tokenised deposits & digital asset architecture
- Blockchain / DLT platforms
- Smart contracts and token standards
- On-chain / off-chain integration
- Digital custody, MPC, HSM
- Strong systems analysis experience:
- API design (REST, JSON, OpenAPI)
- Microservices architecture
- Event-driven systems (Kafka or similar)
- State machines and workflow modelling
Functional & Domain Expertise
- Payments systems and settlement flows
- Digital assets:
- Stablecoins
- Tokenised deposits
- CBDC
- Experience with AML, fraud, entitlements, and ledger integrations
Leadership Skills
- Strong analytical and problem-solving ability
- Ability to simplify complex blockchain concepts into clear requirements
- Stakeholder management across business, tech, and regulatory teams
- High ownership, precision, and documentation discipline
