We are looking for a Credit Initiation Officer to join our growing team. In this role, you will be responsible for reviewing and analyzing customer credit applications to ensure accuracy, compliance, and alignment with Klivvr’s risk policies. You will play a key role in assessing creditworthiness, supporting business growth while safeguarding against risk, and ensuring all processes adhere to FRA regulations and company standards.
What you will do
Review customer credit applications to ensure completeness and accuracy.
Analyse customer credit history and evaluate repayment capacity.
Perform customer profiling to determine risk level and creditworthiness.
Ensure all credit initiation processes are in line with internal policies, FRA regulations, and compliance standards.
Coordinate with Sales, Partnerships, and Operations teams to validate customer information and documentation.
Prepare and submit credit initiation reports and recommendations for approval.
Maintain accurate records of all credit initiation activities and decisions.
To succeed in the role, you’ll need to have:
Bachelor’s degree in Business, Finance, Economics, or related field.
Minimum 2-3 years of experience in the banking sector or any related field.
Solid understanding of credit risk principles, lending products, and regulatory guidelines.
Strong analytical, attention-to-detail, and decision-making skills.
Excellent communication and interpersonal skills.
Proficiency in Microsoft Office (Excel, Word, Outlook).
