Senior System Analyst (Card Issuing Processing)

Ecommpay is on a mission to build a global, data-driven payment ecosystem. We help top e-commerce companies to grow globally with local bespoke solutions. You have a unique chance to be the driving force behind Ecommpay's payment platform as a Senior System Analyst (Card Issuing Processing).

We are a fintech company building an in-house card issuing and processing platform that supports end-to-end payment lifecycle management across issuing operations.

The Senior System Analyst will work closely with product, engineering, QA, issuers, and external partners, contributing to the evolution of a scalable and scheme-compliant issuing processing ecosystem.

Responsibilities

🧠 System & Functional Analysis

• Elicit, analyze, and formalize functional and system requirements for card issuing and transaction processing flows

• Translate business and operational needs into system specifications, API definitions,integration contracts, and flow documentation

• Take ownership of assigned processing components or transaction flows, functional domains and processing areas over time

• Ensure end-to-end functional consistency across integrations and internal services
  
  💳 Card Issuing & Processing Domain

• Analyze and describe card transaction lifecycle, including authorization, clearing, chargebacks, disputes, 3DS and tokenized flows

• Work with card lifecycle management, tokenization services, fraud and risk controls, scheme connectivity and issuer-side integrations

• Participate in design and evaluation of external issuer APIs, business client management APIs, internal processing integrations

• Ensure solutions align with Visa/Mastercard scheme requirements by interpreting and applying scheme documentation and interface specifications

🔗 Integration & Technical Analysis

• Design and maintain REST APIs, integration mappings, sequence and state&transaction flow diagrams and data contracts

• Participate in integration analysis with payment schemes, issuer banking systems, tokenization services, 3DS ACS platforms and internal processing components

• Analyze and document ISO8583-based transaction messaging and processing logic

• Support troubleshooting and root-cause analysis for complex transaction and integration issues

📄 Documentation & Modelling

• Create and maintain functional and system specifications

• Develop UML, BPMN, API documentation and end-to-end process/transaction flow diagrams

• Ensure documentation is structured, maintainable, and auditable, with consistency across business, functional, and technical specifications

🤝 Stakeholder Collaboration

• Work closely with issuers, product teams, engineering, QA, and payment scheme representatives and external integration partners

• Act as a communication bridge between business stakeholders and technical teams

• Support backlog refinement, sprint planning, and delivery activities within Scrum-based development
  

Requirements

• 3+ years of experience as a System Analyst in payments, fintech, or card processing

• Solid hands-on experience with card issuing or processing platforms

• Strong understanding of card Transaction Lifecycle, chargeback & dispute flows, tokenization and card lifecycle management

• Solid knowledge of Visa processing ecosystem and transaction flows

• Experience working with issuer-side integrations and banking systems

• General understanding of PCI DSS, PSD2 / SCA, GDPR and payment scheme compliance requirements

• Ability to incorporate compliance considerations into functional and system specifications

• Proficiency in English

• Senior-level ownership mindset with interest in deep domain expertise in issuing and processing

• Ability to balance technical quality, delivery pragmatism, and compliance requirements

• Proactive and capability of driving clarification in ambiguous areas
  

Nice to have

• Experience with Mastercard or Visa integration or certification processes

• Exposure to tokenization, 3DS ACS, and fraud/risk platforms

• Understanding of issuer operational processes and card programs

At Ecommpay, you get to work in a flat, open and free environment, surrounded by committed, smart and talented colleagues from various cultural and academic backgrounds. Ecommpay is committed to giving people the opportunity to grow, and you’ll be able to develop your role over time.

Let's grow!

Should you require any support or require alternative formats of our vacancies below please contact Natalja Krumina at nkrumina@ecommpay.com