Principal Product Manager - Digital Assets

At Early Warning, we’ve powered and protected the U.S. financial system for over thirty years with cutting-edge solutions like Zelle®, Paze℠, and so much more. As a trusted name in payments, we partner with thousands of institutions to increase access to financial services and protect transactions for hundreds of millions of consumers and small businesses.

Positions located in Scottsdale, San Francisco, Chicago, or New York follow a hybrid work model to allow for a more collaborative working environment.

Candidates responding to this posting must independently possess the eligibility to work in the United States, for any employer, at the date of hire. This position is ineligible for employment Visa sponsorship.

Overall Purpose

The Principal Product Manager is a senior individual contributor responsible for shaping and delivering complex, high-impact product initiatives aligned to Early Warning’s strategic objectives. This role leads the definition and execution of product strategy for emerging capabilities, including digital asset–enabled and next-generation payment solutions, and partners across Product, Engineering, Risk, Compliance, and Operations to bring innovative, scalable, and compliant solutions to market.

This position operates with a high degree of autonomy and influence, serving as a key thought partner to Product leadership and a driver of cross-functional alignment across the organization.

Essential Functions

• Define and drive product strategy, roadmap, and execution for complex initiatives, including digital asset enabled and emerging payment capabilities.

• Lead the end-to-end product lifecycle from ideation through launch and ongoing optimization, ensuring alignment with business objectives and regulatory requirements.

• Act as a senior product leader and subject matter resource, providing guidance and direction across multiple product initiatives and teams.

• Partner with Engineering, Risk, Compliance, Legal, and Operations to ensure products are designed and delivered with appropriate controls, scalability, and operational readiness.

• Translate business needs and market opportunities into clear product requirements, user stories, and prioritized backlogs.

• Drive alignment across cross-functional stakeholders, ensuring clarity of objectives, priorities, and execution plans.

• Evaluate and incorporate customer, partner, and market feedback to refine product strategy and enhance product performance.

• Identify and manage product risks, dependencies, and tradeoffs, ensuring timely escalation and resolution.

• Support go-to-market planning and execution, partnering with Marketing, Partnerships, and Operations teams to ensure successful product launch and adoption.

• Develop and monitor key performance metrics to assess product success and inform continuous improvement.

• Provide thought leadership on emerging trends, technologies, and competitive dynamics, particularly in digital assets, payments, and financial services innovation.

• Mentor and guide other product managers, contributing to team development and product management best practices.

• Support the company’s commitment to risk management and protecting the integrity and confidentiality of systems and data.

Minimum Qualifications

• Education and/or experience typically obtained through completion of a Bachelor’s degree in Business, Computer Science, Engineering, or other related fields.

• Typically 12+ years of progressive experience in product management, product strategy, or related roles.

• Demonstrated experience leading complex, cross-functional product initiatives in financial services, fintech, or technology environments.

• Strong understanding of product development processes, Agile methodologies, and SDLC practices.

• Proven ability to influence stakeholders and drive alignment across matrixed organizations.

• Strong analytical, problem-solving, and decision-making skills.

• Excellent communication and presentation skills, with the ability to engage effectively with senior leadership.

• Background and drug screen required.

Preferred Qualifications

• MBA or advanced degree.

• Experience leading initiatives involving digital asset–enabled or cross-border payment platforms.

• Deep familiarity with regulatory, compliance, and operational considerations for global payments and emerging technologies.

• Experience working with financial institutions, fintechs, or partner ecosystems.

• Demonstrated ability to operate in fast-paced, high-growth, or ambiguous environments.

The above job description is not intended to be an all-inclusive list of duties and standards of the position.

Physical Requirements

Early Warning works together in a highly collaborative office environment.  As such, working conditions consist of a normal office environment. Work is primarily sedentary and requires extensive use of a computer and involves sitting for periods of approximately four hours. Work may require occasional standing, walking, kneeling and reaching. Must be able to lift 10 pounds occasionally and/or negligible amount of force frequently. Requires visual acuity and dexterity to view, prepare, and manipulate documents and office equipment including personal computers. Requires the ability to communicate with internal and/or external customers.

Employee must be able to perform essential functions and physical requirements of position with or without reasonable accommodation.

Candidates responding to this posting must independently possess the eligibility to work in the United States at the date of hire.

The base pay scale for this position in:
New York, NY/ San Francisco, CA in USD per year is: $207,000 - $276,000.
Additionally, candidates are eligible for a discretionary incentive plan and benefits.

This pay scale is subject to change and is not necessarily reflective of actual compensation that may be earned, nor a promise of any specific pay for any specific candidate, which is always dependent on legitimate factors considered at the time of job offer. Early Warning Services takes into consideration a variety of factors when determining a competitive salary offer, including, but not limited to, the job scope, market rates and geographic location of a position, candidate’s education, experience, training, and specialized skills or certification(s) in relation to the job requirements and compared with internal equity (peers). The business actively supports and reviews wage equity to ensure that pay decisions are not based on gender, race, national origin, or any other protected classes.

Some of the Ways We Prioritize Your Health and Happiness 

•  Healthcare Coverage – Competitive medical (PPO/HDHP), dental, and vision plans as well as company contributions to your Health Savings Account (HSA) or pre-tax savings through flexible spending accounts (FSA) for commuting, health & dependent care expenses.

• 401(k) Retirement Plan – Featuring a 100% Company Safe Harbor Match on your first 6% deferral immediately upon eligibility.

• Paid Time Off – Flexible Time Off for Exempt (salaried) employees, as well as generous PTO for Non-Exempt (hourly) employees, plus 11 paid company holidays and a paid volunteer day.

• 12 weeks of Paid Parental Leave

• Maven Family Planning – provides support through your Parenting journey including egg freezing, fertility, adoption, surrogacy, pregnancy, postpartum, early pediatrics, and returning to work.

And SO much more! We continue to enhance our program, so be sure to check our Benefits page here for the latest. Our team can share more during the interview process!

Early Warning Services, LLC (“Early Warning”) considers for employment, hires, retains and promotes qualified candidates on the basis of ability, potential, and valid qualifications without regard to race, religious creed, religion, color, sex, sexual orientation, genetic information, gender, gender identity, gender expression, age, national origin, ancestry, citizenship, protected veteran or disability status or any factor prohibited by law, and as such affirms in policy and practice to support and promote equal employment opportunity and affirmative action, in accordance with all applicable federal, state, and municipal laws. The company also prohibits discrimination on other bases such as medical condition, marital status or any other factor that is irrelevant to the performance of our employees. 

Early Warning Services LLC is a proud participant in E-Verify, a federal program to help ensure a legal and authorized workforce. As part of our hiring process, we electronically verify the employment eligibility of all new hires through E-Verify. For more information on your rights and responsibilities under E-Verify please visit Home | E-Verify.