MidFull TimeEN
Job Summary
Do you enjoy combining financial analysis with risk‑based decision‑making to protect cash flow and enable sustainable business growth?IFF is a global leader in flavors, fragrances, food ingredients and health & biosciences. We deliver sustainable innovations that elevate everyday products.
Global Business Services (GBS) at IFF plays a critical role in enabling the business through efficient, compliant, and high‑quality end‑to‑end processes. Within GBS, the Credit team function supports commercial operations by managing customer credit risk, safeguarding cash flow, and ensuring consistent application of global credit policies across regions.
The role is based in Oviedo, Asturias on a hybrid model. Be part of a collaborative, analytical, impact‑driven team where together we can achieve greatness and make a real impact. Your potential is our inspiration.
• Perform credit risk assessments for new and existing customers, including financial and risk analysis
• Establish, review, and recommend customer credit limits based on risk profile, payment behavior, and forecasted sales
• Conduct periodic credit reviews in line with Global Credit Policy requirements
• Proactively monitor customer exposure to avoid unnecessary order blocks and interruptions to business
• Support order control decisions when exposure exceeds approved credit limits
• Request, review, and analyze customer financial statements as required
• Communicate credit decisions clearly and effectively to Sales, Customer Service, and internal Credit teams
• Manage customer risk mitigation instruments, including bank guarantees
• Execute internal credit controls and Key Control Activities (KCAs)
• Escalate high‑risk cases to Credit Management when appropriate
• Bachelor’s degree in Finance, Accounting, or a related discipline
• Typically 2+ years of experience in Credit Risk, Credit Management, or Accounts Receivable
• Strong financial statement analysis and credit risk assessment skills
• High attention to detail with a strong compliance mindset
• Advanced Excel skills; SAP knowledge is a strong advantage
• Ability to make sound, risk‑based decisions in a dynamic environment
• Clear and professional communication skills with internal stakeholders
• Fluent English is required
• Mandatory fluency in Russian and Ukrainian
• Experience working in a regional or multinational credit environment (EMEA exposure preferred)
• Familiarity with global credit policies and internal control frameworks
• Experience managing bank guarantees or other credit risk mitigation tools
-Comprehensive medical coverage for you, with optional coverage for your family.
- Pension plan to support your long-term financial security.
- Life and accident/disability insurance.
- Benefits Club with exclusive discounts and savings on everyday purchases and vacation packages through a wide network of providers.
- Employee Assistance Program (EAP), offering confidential access to a wide range of wellbeing, financial, and personal support services for you and members of your household.
-Flexible working hours.
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We are a global leader in taste, scent, and nutrition, offering our customers a broader range of natural solutions and accelerating our growth strategy. At IFF, we believe that your uniqueness unleashes our potential. We value the diverse mosaic of the ethnicity, national origin, race, age, sex, or veteran status. We strive for an inclusive workplace that allows each of our colleagues to bring their authentic self to work regardless of their religion, gender identity & expression, sexual orientation, or disability.
Visit IFF.com/careers/workplace-diversity-and-inclusion to learn more
