Credit Assistant Manager

· Credit responsibilities include the review and approval of Customer requests related to Finance assumptions, collaterals.

· Fundamental understanding of commercial real estate property valuation.

· Understand and interpret property operating statements and personal financial statements of individual sponsors.

· Initiate/ Review /Complete analysis, reporting, forecasting, stress testing, and balancing.

· Ensure compliance, operational risk controls in accordance with Amlak Finance or regulatory standards and policies; and optimize relations with regulators by addressing any issues.

· Support appropriate MIS/reporting for business/ function management, including material compliance risks and control issues.

· Ensure documented policies and procedures remain updated and are aligned to the processes in place.

· Perform detailed written analysis with supporting documentation of the key risk indicators that impact the allowance for funding and lease losses.

· Develop and implement predictive analytics in support of portfolio modelling for both the existing finance portfolios as well as for new credit products being developed.

· Provide recommendations to improve credit policy, reduce credit losses while supporting retail business.

· Preparing and handling financial institutions requirements to get the needed fund to the company.

· Customer performance

Requirements

· University degree in a business-related field

· 5-8 years’ Experience in the credit field

· A credit course is a must.

· Communication and Interpersonal Skills.

· Handle multiple tasks.

· Stress management.

· Continuous learning.

· Excellent command of English both written and spoken.

· Computer proficiency.