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We're on the lookout for energetic, self-motivated individuals who share our passion for service in the banking industry. To be part of the journey, follow the steps below:
1. To see what life at Capitec is all about and complete a short assessment, please click here!
2. Once you have completed the above finalize your application by clicking apply below
Purpose Statement
To provide a central based, Business Banking sales and service function that will retain and grow business clients and achieve financial sales and service objectives by following up on sales leads through various digital communication channels.
Experience
Minimum:
- 3 years previous experience in a retail and or business banking environment,
- 1 years previous experience within a sales environment .
Ideal:
- Previous experience within a Business banking environment
- Features, benefits and value propositions of the respective company product/service offerings.
- Current taxation laws as they apply to customers.
- A good knowledge of administration processes and procedures pertaining to Business Banking transactions
Qualifications (Minimum)
- A relevant tertiary qualification in Law or Law
Qualifications (Ideal or Preferred)
- Bachelor's Degree in Law or Law
Knowledge
Minimum:
- Client relationship management (CRM) principles and techniques
- How to interpret financial statements, balance sheets and basic financial ratios
- Standardized business banking transactional products and other core products relevant to small enterprises
- Business banking product offerings
- Understanding of collateral and balance sheets
- Multiple legal entities (companies, close corporations, sole proprietorships, etc.) in the business banking market and the legislative restrictions & requirements governing these from a financial services perspective
- Companies and Intellectual Properties Registration Act (CPIC) for correct documentation/mandate preparation purposes
- Knowledge of competitors offerings
- Regulations, Acts and Codes related to the banking environment.
- Knowledge of standardized business banking transactional products and other core products relevant to small enterprises
- Knowledge of the Financial Advisory and Intermediary Services Act (FAIS), the Financial Intelligence Centre Act (FICA) and related anti-money laundering legislation and the National Credit Act (NCA)
- Compliance with the Banking Code of Practice, Credit Risk Manual, Securities Manual and Bank Policies and Procedures
Skills
- Analytical Skills
- Communications Skills
- Computer Literacy (MS Word, MS Excel, MS Outlook)
- Problem solving skills
- Planning, organising and coordination skills
Conditions of Employment
- Clear criminal and credit record
Capitec is committed to diversity and, where feasible, all appointments will support the achievement of our employment equity goals.
