Rhinebeck Bank is seeking an experienced Commercial Lender to drive business growth while delivering exceptional customer service. In this role, you'll develop strong relationships with commercial clients and community partners, manage a diverse loan portfolio, and represent the bank with the highest level of professionalism. You’ll play a key role in expanding both our commercial loan and mortgage portfolios and in achieving strategic sales goals.Key Responsibilities:
Build and maintain relationships with centers of influence to increase referrals and promote bank services
Manage a portfolio of complex commercial clients through proactive contact and cross-selling of bank products
Screen and structure loan requests to protect the bank’s interests, ensuring compliance with policies and sound credit judgment
Prepare detailed loan presentations analyzing creditworthiness, cash flow, collateral, debt service, and borrower character
Stay well-versed in Rhinebeck Bank’s subsidiaries, products, industry trends, and competitive offerings
Use RB Connect CRM to manage pipelines, track activities, and maintain visibility on sales performance
Deliver high-touch customer service to ensure satisfaction, resolve issues efficiently, and support long-term client retention
Contribute to the development of new tools, products, and marketing strategies
Complete regular reporting using Sageworks LOS and RB Connect systems, including Commercial Top Ten Reports and Pre-Pipeline updates
Continuously monitor personal skill development and industry trends to stay ahead of market changes
Represent Rhinebeck Bank at community events to support visibility and uphold our brand reputation
Qualifications:
Bachelor’s Degree in Business Administration, Finance, Accounting, or a related field
5–10 years of commercial lending experience
Valid driver’s license (local travel required)
What We Offer:
Competitive Pay – $125,000 to $165,000 annually, based on experience
Time Off – 20 days of paid time off to support work-life balance
Retirement & Equity – Generous 401(k) match
Training & Development – Onboarding with classroom, webinar, and hands-on learning
Mentorship – Supportive environment with experienced professionals to help you grow
Community Involvement – Paid volunteer hours to give back to local causes
Why Choose Rhinebeck Bank?Since 1860, Rhinebeck Bank has been a trusted and community-focused financial institution in the Hudson Valley. We believe in building real relationships—with our customers, our team, and our neighbors. Our people are the key to our success, and we’re proud to foster a culture of service, support, and opportunity. If you’re ready to join a bank that’s truly rooted in its community, we’d love to meet you.Equal Opportunity Employer
Rhinebeck Bank is proud to be an Equal Opportunity / Affirmative Action Employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.
