In a world where customer experience is key to acquire and retain customers, businesses should be able to integrate financial solutions seamlessly to create an attractive and frictionless journey for their clients. Powens is the only platform that brings together Open Finance and Embedded Banking with the mission to empower financial institutions, fintechs, and software vendors across Europe to create innovative products and streamline their financial operations through frictionless and fully automated banking and payment experiences. With over a decade of industry expertise, supported by a global team of 130+ professionals and backed by the EMI licence of our sister company Unnax - acquired in 2024 - we currently serve 280+ customers across Europe & LATAM who leverage our API infrastructure to get access to financial data in over 12 countries, IBAN issuing alongside SEPA payment and collection solutions. At Powens, we enable our clients to streamline customer onboarding, facilitate credit decisions, enrich customer knowledge while automating payments and reconciliation. Our end-to-end platform provides the following: 1 - Data & Document Aggregation Solutions to access the most accurate financial data from multiple sources in a fully-compliant way. - Checking, savings, and loans - Investments and crypto - Group savings and pension plans - ID verification documents - Social Security, Telco and Retail data (LATAM only) 2 - Data Processing Solutions to create engaging, completely frictionless experiences for end-users. - IBAN verification - ID verification - Data categorization - Financial profiling 3 - Embedded banking solutions to automate payments and reconciliation. - Local IBAN Accounts - A2A Payments - SEPA Credit Transfers - SEPA Direct Debits (Core & B2B) - Payment by card With Powens, possibilities become limitless. Join us in shaping the future of finance.