Legal Counsel

Who We Are
We’re a passionate team determined to challenge the status quo and make financial inclusion count for the millions of under-banked individuals and small business owners in Nigeria. We provide loans, savings, and fixed deposit solutions to our customers. Our vision is to be the most convenient lending company, delivering outstanding service experience.

The Role

We are seeking a highly motivated, commercially astute, and solution-oriented Legal Counsel to join our dynamic Legal Team in Lagos.

This role is ideal for a lawyer with strong commercial acumen and hands-on experience supporting fast-paced business operations within fintech, banking, technology, or commercial legal advisory space.

The successful candidate will play a critical role in advising the business on legal, regulatory, operational, and contractual matters while partnering closely with internal stakeholders across Product, Operations, Partnerships, Compliance, Risk, and Management teams.

What You Will Do

Commercial Contracting & Advisory
• Draft, review, negotiate, and advise on a broad range of commercial agreements, including vendor and supplier agreements, service and operational contracts, SaaS and technology agreements, banking and financial partnership agreements, consultancy and outsourcing arrangements, non-disclosure and confidentiality agreements, and product/platform-related documentation.
• Provide commercially sound legal advice on contractual obligations and operational risks.

Business & Operational Support
• Provide day-to-day legal advisory support to internal business and operational teams.
• Support the on-boarding, management, and engagement of vendors and third-party service providers.
• Review customer-facing terms and conditions, operational policies, and legal notices.
• Advise on legal issues relating to digital banking products, fintech services, and emerging technology solutions.
• Support strategic business initiatives, partnerships, and commercial transactions.

Dispute Resolution & Risk Management
• Assist with dispute management, debt recovery matters, regulatory inquiries, and pre-litigation issues.
• Identify, assess, and mitigate legal and operational risks across the business.
• Coordinate with external solicitors and regulatory stakeholders where required.

Corporate Governance & Compliance
• Support internal compliance, corporate governance, and data protection initiatives.
• Maintain legal documentation, contract repositories, renewal schedules, and regulatory records.
• Assist with the management and protection of the Company’s intellectual property portfolio.

Requirements

What You Bring

Academic & Professional Qualifications
• LL.B and B.L qualifications from recognized institutions
• Called to the Nigerian Bar between 2019 and 2021

Experience
• Relevant experience gained within fintech companies, banks, other financial institutions, technology-driven businesses, or commercial law firms with strong fintech, banking, or financial services exposure.

Technical & Functional Competencies
• Strong contract drafting, negotiation, and legal advisory skills.
• Sound understanding of commercial transactions and operational legal risks.
• Strong analytical, problem-solving, and stakeholder management capabilities.
• Ability to manage multiple priorities and work independently in a fast-paced environment.
• Excellent written and verbal communication skills.
• High level of professionalism, attention to detail, and commercial judgement.

Nice to Have
• Basic understanding of Data Protection and Privacy laws.
• Basic understanding of AI Governance and emerging technology regulation.
• Familiarity with the financial services’ regulatory framework.

This Role Is Ideal For You If
• You are commercially minded and enjoy solving business problems through legal solutions.
• You thrive in fast-paced, high-growth environments.
• You are intellectually curious and interested in fintech innovation and emerging technologies.
• You can balance legal risk management with business objectives.
• You are collaborative, proactive, and solutions-oriented.

You May Not Enjoy This Role If
• You prefer highly structured environments with minimal change.
• You struggle with managing multiple priorities simultaneously.
• You are uncomfortable working cross-functionally with business teams.
• You prefer purely theoretical legal work without operational involvement.

Benefits

What’s In It For You
• Opportunity to work at the intersection of law, fintech, innovation, and business growth.
• Exposure to high-impact commercial transactions, strategic partnerships, and regulatory engagement.
• Opportunity to work closely with senior business leaders and cross-functional teams.
• Hands-on experience within a fast-growing and forward-thinking fintech environment.
• Competitive compensation and professional growth opportunities.
• The chance to contribute meaningfully to financial inclusion in Nigeria.