Position Overview

At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected, valued and have an opportunity to contribute to the company’s success.

As a Software Engineer Lead within PNC's Lending Technology organization, you will be based in Dallas, TX.

PNC is an in-office company that fosters a supportive culture where employees can thrive and achieve balance. We encourage candidates to connect with their recruiter and hiring manager to understand workplace expectations and ensure the role aligns with their goals.

 

PNC will not provide sponsorship for employment visas or participate in STEM OPT for this position.

Job Description

Position Overview

The Software Engineer Lead is responsible for leading the development and support of software solutions that enable the Lending Digital Payment Platform. This role owns the Business Rules Engine (BRE) rules lifecycle and delivers Java/Spring Boot APIs that integrate decisioning with enterprise data sources. The position partners with product, architecture, engineering, QA, and operations to deliver secure, resilient, and maintainable services; provides technical guidance to peers; and drives engineering craftsmanship through standards, code/rule reviews, testing discipline, and modern delivery practices.

Primary Responsibilities

1) Business Rules Engineering (BRE) Ownership

Own the BRE rule portfolio for the Lending Digital Payment Platform, including rule sets supporting payment eligibility, validation, and execution decisioning. Elicit, clarify, and translate business policies into executable rules (decision tables/decision services/rule flows as applicable) with clear traceability back to requirements. Design rule structures for readability, reuse, and safe change (naming conventions, modularization, versioning strategy, and deprecation approach).Implement and maintain automated and repeatable rule testing (unit-level rule scenarios, regression suites, and test data management).Review, validate, and approve rule changes through peer review; ensure changes include evidence (test results) and meet governance expectations. Plan and execute safe promotion of rule assets across environments, including rollback strategy and release documentation. Troubleshoot rule outcomes and production issues by analyzing inputs, execution traces, and downstream effects; drive root-cause resolution and preventative improvements.

2) API Engineering (Java / Spring Boot)

Design and implement RESTful APIs in Java and Spring Boot that expose platform capabilities and integrate with BRE decisioning. Define and maintain API contracts (OpenAPI/Swagger where applicable), validate inputs, and implement consistent error handling and response semantics. Implement service-layer logic that correctly orchestrates BRE calls, data access, and downstream integrations. Ensure APIs meet non-functional requirements: performance, resiliency, observability, security, and maintainability. Conduct code reviews and enforce coding standards; mentor engineers on design patterns, testing practices, and troubleshooting techniques. Support deployments and production operations: diagnose incidents, fix defects, and deliver improvements that reduce repeat incidents.

3) Data Access (MySQL and Oracle)

Build and maintain data access layers for MySQL and Oracle using appropriate frameworks and patterns (JDBC/JPA as applicable).Write and optimize SQL for correctness and performance; partner with data teams on indexing, query tuning, and schema change coordination. Ensure secure data handling (least privilege, parameterized queries, secrets management) and adherence to data governance controls. Implement reliable transaction management and error recovery strategies for database interactions.

4) Quality Ownership (Quality-First Engineering)

Set clear quality expectations for deliverables, including Definition of Done criteria for code, rules, tests, and documentation. Drive a test strategy that includes unit tests, rule-level scenario testing, integration tests, and regression coverage appropriate to change risk. Integrate automated tests into CI/CD pipelines with quality gates (for example: required test pass status, static analysis, and dependency vulnerability checks as applicable).Reduce defect leakage by enforcing peer review standards, strengthening automated coverage, and using root-cause analysis to prevent recurrence. Partner with Quality Engineering and Operations to improve release readiness, validation practices, and production support runbooks. Monitor and improve operational quality signals (stability, incident trends, recurring defects) and prioritize corrective actions.

5) Technical Leadership & Delivery

Lead technical execution for complex platform features by breaking down work, aligning dependencies, and guiding implementation across the stack. Drive end-to-end delivery: build, test, release, and support while balancing speed, quality, and risk controls. Create and maintain technical documentation (runbooks, deployment notes, operational procedures, and decision logs as needed).Improve engineering practices: CI/CD health, automated testing coverage, code quality gates, and release readiness checks. Collaborate effectively with product owners, business analysts, SRE/ops, QA, and partner teams to deliver integrated outcomes.

Preferred Qualifications

Demonstrated experience leading technical delivery for enterprise platforms and services with hands-on development responsibilities. Strong Java experience and proven delivery of production Spring Boot REST APIs. Hands-on experience designing, authoring, testing, and deploying Business Rules Engine assets. Proficiency with relational databases and SQL; experience interacting with both MySQL and Oracle. Experience owning quality outcomes: code/rule reviews, automated testing, and improving defect rates and operational stability. Experience mentoring engineers and resolving complex production issues.

Nice to Have Qualifications

Experience with CI/CD pipelines, automated testing frameworks, and observability practices (logging, metrics, tracing).Experience operating services on container/cloud platforms and supporting high-availability systems.Experience defining governance and change management practices for decisioning/rules platforms.

PNC Employees take pride in our reputation and to continue building upon that we expect our employees to be:

• Customer Focused - Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions.
• Managing Risk - Assessing and effectively managing all of the risks associated with their business objectives and activities to ensure they adhere to and support PNC's Enterprise Risk Management Framework.

Qualifications

Successful candidates must demonstrate appropriate knowledge, skills, and abilities for a role. Listed below are skills, competencies, work experience, education, and required certifications/licensures needed to be successful in this position.

Preferred Skills

Application Development, Business Management, Customer Solutions, Design, Group Problem Solving, Java, Microservices Architecture, Process Improvements, Release Management, Software Solutions, Spring Boot, User Experience (UX) Design

Competencies

Application Delivery Process, Application Design, Architecture, Application Development Tools, Application Testing, Packaged Application Integration, System Development Life Cycle, Technical Troubleshooting

Work Experience

Roles at this level typically require a university / college degree, with 3+ years of relevant / direct industry experience. Certifications are often desired. In lieu of a degree, a comparable combination of education, job specific certification(s), and experience (including military service) may be considered.

Education

Bachelors

Certifications

No Required Certification(s)

Licenses

No Required License(s)

Benefits

PNC offers a comprehensive range of benefits to help meet your needs now and in the future. Depending on your eligibility, options for full-time employees include: medical/prescription drug coverage (with a Health Savings Account feature), dental and vision options; employee and spouse/child life insurance; short and long-term disability protection; 401(k) with PNC match, pension and stock purchase plans; dependent care reimbursement account; back-up child/elder care; adoption, surrogacy, and doula reimbursement; educational assistance, including select programs fully paid; a robust wellness program with financial incentives.

In addition, PNC generally provides the following paid time off, depending on your eligibility: maternity and/or parental leave; up to 11 paid holidays each year; 9 occasional absence days each year, unless otherwise required by law; between 15 to 25 vacation days each year, depending on career level; and years of service.

To learn more about these and other programs, including benefits for full time and part-time employees, visit pncthrive.com.

Disability Accommodations Statement

If an accommodation is required to participate in the application process, please contact us via email at AccommodationRequest@pnc.com. Please include “accommodation request” in the subject line title and be sure to include your name, the job ID, and your preferred method of contact in the body of the email. Emails not related to accommodation requests will not receive responses.  Applicants may also call 877-968-7762 and say "Workday" for accommodation assistance. All information provided will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.

At PNC we foster an inclusive and accessible workplace.  We provide reasonable accommodations to employment applicants and qualified individuals with a disability who need an accommodation to perform the essential functions of their positions.

Equal Employment Opportunity (EEO)

PNC provides equal employment opportunity to qualified persons regardless of race, color, sex, religion, national origin, age, sexual orientation, gender identity, disability, veteran status, or other categories protected by law.

This position is subject to the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA) and, for any registered role, the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act) and/or the Financial Industry Regulatory Authority (FINRA), which prohibit the hiring of individuals with certain criminal history.

California Residents

Refer to the California Consumer Privacy Act Privacy Notice to gain understanding of how PNC may use or disclose your personal information in our hiring practices.