High Risk Specialist

Who we are

 

Worldline helps businesses of all shapes and sizes to accelerate their growth journey - quickly, simply, and securely. We are the innovators at the heart of the payments technology industry, shaping how the world pays and gets paid. Our technology powers the growth of millions of businesses across 5 continents. And just as we help our customers accelerate their business, we are committed to helping our people accelerate their careers. Together, we shape the evolution.

The opportunity

 

We are looking for a High Risk Specialist to join our KYC/AML Risk team. You will play a pivotal role in ensuring Worldline does business only with legitimate clients and support thorough due diligence on merchants worldwide, with a focus on high-risk sectors.

Day-to-day responsibilities

 

• Conduct KYC/AML risk assessments, including due diligence and vendor/merchant risk, with emphasis on high-risk industries.
• Process and review contracts/agreements in the context of compliance and risk, identify potential hidden connections (UBO/beneficiaries), and assess impact on policy and acquirer requirements.
• Onboard new and existing merchants; verify documents, request additional information when needed, and coordinate with the sales team.
• Screen sanctions and card scheme databases for high-risk cases; monitor regulatory and policy changes.
• Analysis of business models from the perspective of scheme rules and registration in dedicated high-risk merchant programmes.
• Support other Worldline teams on risk topics as needed.
• Propose process improvements and participate in team training and personal development.
• Regularly evaluate and enhance the efficiency of risk management processes.

Who are we looking for

 

• Fluent English required; additional languages are a plus.
• Experience in KYC/AML compliance or merchant risk assessment, with a focus on processing contracts/agreements in high-risk sectors.
• Documented experience handling contracts in high-risk industries (online gambling, online pharmacies, crypto assets, digital goods) and identifying risk indicators and ownership structures (UBO/beneficiaries).
• Strong analytical skills, attention to detail, and problem-solving mindset.
• Logical thinker with the ability to learn quickly.
• Experience working in an international environment and adapting to evolving risk requirements and policies.
• Proficiency with risk systems/tools (KYC/AML platforms, sanction screening, reporting).

Perks & Benefits

 

At Worldline you’ll get the chance to be at the heart of the global payments technology industry and shape how the world pays and gets paid. On top of that, you will also:

 

• Private medical & life insurance
• MyBenefit Platform
• Holiday allowance
• Referral program
• Public transportation allowance
• Meal allowance
• Annual bonus

 

Shape the evolution 

 

We are on an exciting journey towards the next frontiers of payments technology, and we look for big thinkers, people with passion, can-do attitude and a hunger to learn and grow. Here you'll work with ambitious colleagues from around the world, take on unique challenges as a team, and make a real impact on the society. With an empowering culture, strong technology and extensive training opportunities, we help you accelerate your career - wherever you decide to go. Join our global team of 18,000 innovators and shape a tomorrow that is yours to own. 

 

Learn more about life at Worldline at jobs.worldline.com

 

We are proud to be an Equal Opportunity employer. We do not discriminate based upon race, religion, color, national origin, sex, sexual orientation, gender identity, gender expression, age, status as an individual with a disability, or any applicable legally protected characteristics.

 

Pursuant to the Article 24 sec. 6 of the Act of 14 June 2024 on the protection of whistleblowers, we inform you that Worldline Financial Services (Europe) S.A., a joint-stock company, Branch in Poland (hereinafter referred to as Worldline) is governed by the Regulations on the receipt of internal reports and taking follow-up actions (hereinafter referred to as the Regulations).