MidFull TimeEN
We are looking for a proactive and independent Senior AML & Monitoring Officer to join our growing banking services division during a key stage of expansion.
The ideal candidate can independently manage AML monitoring end-to-end, handle investigations and workflows, improve processes, and thrive in a fast-paced fintech environment. We value detail-oriented and accountable professionals with strong knowledge of banking products, transaction flows, and payments infrastructure.
Own and manage transaction monitoring processes for banking services clients.
Independently conduct transaction monitoring, alert reviews, investigations, and risk assessments using internal systems and tools.
Analyze complex transaction patterns, customer behaviors, and high-risk activities across banking flow.
Identify suspicious activities and prepare high-quality escalation summaries, SAR/STR reports, and internal recommendations where required.
Continuously improve monitoring efficiency by identifying false positives, optimizing rules, and enhancing monitoring scenarios and thresholds.
Take initiative in improving AML monitoring procedures, workflows, and operational controls.
Collaborate cross-functionally with Onboarding, Operations and Product teams to ensure aligned risk management practices.
Maintain high-quality documentation fully aligned with regulatory expectations and internal standards.
Act as a subject matter expert on AML risks related to banking products and transaction flows.
Operate effectively under high workload and tight timelines while maintaining accuracy and attention to detail.
3+ years of experience in AML, transaction monitoring, or financial crime within fintech, banking, or payments.
Strong understanding of banking products, payment flows, AML/CFT regulations, and transaction monitoring methodologies.
Proven ability to independently manage complex investigations and high-risk cases with minimal supervision.
Strong ownership mentality and ability to organize and prioritize work autonomously.
Exceptional attention to detail and strong analytical thinking.
Experience with SAR/STR preparation and regulatory reporting standards.
Analytical mindset with the ability to identify patterns, anomalies, and emerging risks.
Strong written and verbal English communication skills (B2+).
Practical experience with transaction monitoring systems, rule tuning, scenario optimization, and threshold reviews
Nice to Have
Experience in a high-growth fintech, banking-as-a-service, or payments environment.
Experience with automation tools, SQL, or data analysis.
Experience participating in the launch or scaling of banking/financial products.
Opportunity to join and help scale a rapidly growing banking services business.
High level of ownership and impact on processes and decision-making.
Strong corporate culture with a collaborative, professional, and non-toxic team.
Modern office, competitive compensation, and attractive employee benefits.
Flexible working environment built on trust and accountability.
A dynamic, ambitious team with high standards and strong growth mindset.
