Junior Underwriter, Financial Lines

At AIG, we are reimagining the way we help customers to manage risk. Join us as Junior Underwriter, Financial Lines to make a greater impact through your technical expertise and people skills. This could be the ideal chance to step up into your first Senior level role.

Make your mark in Underwriting

AIG underwriting teams help to find insurance solutions in areas including Financial Lines, Property, Casualty, Specialty Lines, Cyber, Multinational Clients, and High Net Worth individuals. We are reimagining how we help customers to manage risk, transforming our operating model, and reshaping our role responsibilities and career pathways. The goal is to unlock the full potential in each colleague – empowering our people to grow as insurance professionals and add more value to our customers and AIG.

How you will create an impact

• You will be responsible for underwriting and managing a portfolio of Financial Lines insurance products, primarily focusing on SME accounts and agent relationships. This role involves assessing risks, determining appropriate terms and conditions, and providing excellent service to brokers and clients.

• You will work closely with senior underwriters to develop their underwriting skills and contribute to the growth and profitability of the Financial Lines business in the Philippines.

• Your key responsibilities:

  • Underwrite new and renewal Financial Lines business, primarily focusing on SME accounts, in accordance with established underwriting guidelines and authority levels.

  • Evaluate risks, including reviewing applications, financial statements, and other relevant information.

  • Determine appropriate pricing, terms, and conditions for insurance policies.

  • Develop and maintain relationships with agents and brokers.

  • Provide excellent service to agents and clients, responding to inquiries and requests in a timely and professional manner.

  • Document underwriting files accurately and completely.

  • Collaborate with senior underwriters on complex risks and accounts.

  • Assist in the development of underwriting strategies and initiatives.

  • Ensure compliance with all regulatory requirements and internal policies.

  • Stay updated on industry trends, market conditions, and emerging risks.

  • Work with SME accounts and agents.

What you’ll need to succeed

• Bachelor's degree in business, finance, or a related field.
• With proven experience in insurance underwriting, preferably in Financial Lines.
• Basic knowledge of Financial Lines insurance products, underwriting principles, and industry practices.
• Good analytical, risk assessment, and decision-making skills.
• Strong communication, interpersonal, and negotiation skills.
• Ability to build and maintain strong relationships with agents and brokers.
• Ability to work independently and as part of a team.
• Proficiency in Microsoft Office Suite and underwriting systems.
• Understanding of local insurance regulations and compliance requirements.
• Tenacious, motivated, proactive

Ready to put your ideas into action? We would love to hear from you.

Reimagining insurance to make a bigger difference to the world

American International Group, Inc. (AIG) is a global leader in commercial and personal insurance solutions; we are one of the world’s most far-reaching property casualty networks. It is an exciting time to join us — across our operations, we are thinking in new and innovative ways to deliver ever-better solutions to our customers. At AIG, you can go further to support individuals, businesses, and communities, helping them to manage risk, respond to times of uncertainty and discover new potential. We invest in our largest asset, our people, through continuous learning and development, in a culture that celebrates everyone for who they are and what they want to become.

Welcome to a culture of belonging

We’re committed to creating a culture that truly respects and celebrates each other’s talents, backgrounds, cultures, opinions and goals. We foster a culture of inclusion and belonging through our flexible work arrangements, diversity and inclusion learning, cultural awareness activities and Employee Resource Groups (ERGs). With global chapters, ERGs are a cornerstone for our culture of inclusion. The diversity of our people is one of AIG’s greatest assets, and we are honored that our drive for positive change has been recognized by numerous recent awards and accreditations

At AIG, we value in-person collaboration as a vital part of our culture, which is why we ask our team members to be primarily in the office. This approach helps us work together effectively and create a supportive, connected environment for our team and clients alike.

Enjoy benefits that take care of what matters

At AIG, our people are our greatest asset. We know how important it is to protect and invest in what’s most important to you. That is why we created our Total Rewards Program, a comprehensive benefits package that extends beyond time spent at work to offer benefits focused on your health, wellbeing and financial security—as well as your professional development—to bring peace of mind to you and your family.

Reimagining insurance to make a bigger difference to the world

American International Group, Inc. (AIG) is a global leader in commercial and personal insurance solutions; we are one of the world’s most far-reaching property casualty networks. It is an exciting time to join us — across our operations, we are thinking in new and innovative ways to deliver ever-better solutions to our customers. At AIG, you can go further to support individuals, businesses, and communities, helping them to manage risk, respond to times of uncertainty and discover new potential. We invest in our largest asset, our people, through continuous learning and development, in a culture that celebrates everyone for who they are and what they want to become.

Welcome to a culture of inclusion

We’re committed to creating a culture that truly respects and celebrates each other’s talents, backgrounds, cultures, opinions and goals. We foster a culture of inclusion and belonging through learning, cultural awareness activities and Employee Resource Groups (ERGs). With global chapters, ERGs are a cornerstone for our culture of inclusion. The talent of our people is one of AIG’s greatest assets, and we are honored that our drive for positive change has been recognized by numerous recent awards and accreditations.

AIG provides equal opportunity to all qualified individuals regardless of race, color, religion, age, gender, gender expression, national origin, veteran status, disability or any other legally protected categories.

AIG is committed to working with and providing reasonable accommodations to job applicants and employees with disabilities.  If you believe you need a reasonable accommodation, please send an email to candidatecare@aig.com.  

Functional Area:

UW - Underwriting

AIG Philippines Insurance Inc