Our Purpose
Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we’re helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.
Title and Summary
Intern, Associate Consultant, 2027 Mastercard Summer Internship Program - Sydney, Australia
Who is Mastercard?
We are the global technology company behind the world’s fastest payments processing network. We are a vehicle for commerce, a connection to financial systems for the previously excluded, a technology innovation lab, and the home of Priceless®. We ensure every employee has the opportunity to be a part of something bigger and to change lives. We believe as our company grows, so should you. We believe in connecting everyone to endless, priceless possibilities.
Overview
The Advisors and Consulting Services (A&CS) team is a key differentiator for Mastercard, providing cutting-edge services that help our customers grow. Focused on thinking big and scaling fast around the globe, this agile team is responsible for end-to-end solutions for a diverse global customer base. We combine traditional management consulting with our rich data assets and in-house technology to provide our clients with powerful strategic insights and recommendations.
Make an Impact as an Associate Consultant Intern
As an Associate Consultant Intern, you will collaborate with exceptional colleagues to help some of the world's biggest brands answer their most challenging strategic questions. Working with technology and data, you will gain broad exposure to a range of industries, including financial services, retail, restaurants, hospitality and more.
As an Associate Consultant Intern, you will:
• Work on small teams to solve our clients' most challenging strategic problems
• Participate in volunteer and team building experiences
• Exposure to our leadership team through networking sessions and speaker series
• Begin to build relationships with clients to understand their business needs, seek strategic solutions and guide impactful decisions
• Grow by receiving hands-on mentorship from an experienced management team.
• Have an opportunity for meaningful contributions
• Collaborate with colleagues across different areas of the organization and gain exposure to business development, account management, and product management
We are looking for passionate and talented professionals, who share our vision for helping our customers with their most urgent business need. We are recruiting for 4 career tracks that make up our team:
1) Business Experimentation
Advise executives on business decisions by leveraging data and applying science to the way they run their business. Using Mastercard’s industry-leading Predictive Analytics SaaS platform, Test & Learn®, you will work with customers to identify their key priorities and then design and run business experiments to establish which ideas work, where, when and how to deploy them, and what not to do. In working with customers this way, you get to understand the full range of their business, from new product launches, marketing, loyalty, and pricing, to operations and strategy.
Sampling of questions we help our customers answer:
• Where should a retailer open new stores to maximize profitability and minimize the cannibalization of nearby omnichannel sales?
• What bonus should be provided to someone opening a credit card account to entice them to use the card regularly?
2) Marketing Services
Marketing consultants lead the strategy development and implementation of campaigns and engagements for clients. They use customer data to provide deep direct marketing expertise across channels, evaluating campaign results and adapting the approach to optimize marketing performance.
Marketing consultants answer questions like:
• How does a financial institution optimize new customer acquisition and existing customer’s life cycle value through targeted email campaigns?
• What is the right channel mix to engage potential customers when launching a new item at a quick service restaurant?
• What marketing collateral can a retailer use to drive online traffic, and increase spend per customer?
3) Strategy & Transformation
Lead customers through sound decision making as they tackle strategic, tactical, operational, and transformational challenges, spanning across diverse topics including product, marketing, loyalty, innovation, and more. Apply a broad set of problem-solving techniques to improve overall performance and operations.
Sampling of questions we help our customers answer:
• How can a global financial services institution be successful at entering a hyper competitive new market?
• How can a customer improve its operating model to better achieve operational, financial and strategic goals?
4) Performance Analytics:
Translate data into insights leveraging Mastercard and client data. Get hands-on to design, implement & scale analytical solutions for clients across industries. Apply qualitative and quantitative analytical techniques using our enterprise applications (e.g., Hadoop, Spark, Kafka, NiFi, Python, Impala, and more) to synthesize analyses into clear recommendations and impactful narratives.
Sampling of questions we help our clients answer:
- How does a financial institution's fraud/authorization metrics fare against competitors, and what are strategies that can help it be best-in-class?
- How is a technology client’s market share changing over time, and are there any segments where the client is relatively under penetrated?
Team members support several clients concurrently, and produce analyses at set cadences (i.e., weekly / monthly / quarterly reports)
Bring your Passion and Expertise
We recruit for and value the following core competencies:
• Passion: Actively seeks responsibility and takes pride in delivering the highest quality results and recommendations to our clients
• Analytic Excellence: Demonstrates a strong aptitude for structured problem solving and quantitative skills
• Business Interest: Clear interest in the world of business, and intuition for the way that companies make decisions
• Rapid Growth: Eagerness to learn quickly, both through Mastercard's structured training curriculum and organic development opportunities
• Teamwork: Willingness to work within small teams to produce outstanding deliverables, with a will to win attitude
• Integrity: Commitment to Mastercard's values of honesty and integrity with a willingness to embrace and learn from our mistakes
• Diverse Perspective: Brings a unique skillset or approach to the table in every client engagement or internal activity
• Communication: Excellent written and verbal communication skills, with demonstrated leadership abilities
Qualifications:
• Class of 2028: Currently enrolled in a bachelor's program with an expected graduation date between June 2027 and February 2028.
• Outstanding record of academic achievement
• Proven record of leadership in a work setting and/or through extracurricular activities
• Exceptional analytical and quantitative problem-solving skills
• Experience using data analysis or querying tools (e.g., SQL, SAS, Excel or Tableau) is an asset (particularly for Performance Analytics or Business Experimentation tracks).
• Ability to communicate complex ideas effectively – both verbally and in writing – in English
• Only candidates who possess full legal working rights in Australia will be considered (PRs & Citizens of AUS/NZ only)
• Able to commit to internship period from 30 Nov 2026 to 29 Jan 2027 (Note: start/end dates cannot be negotiated).
In your cover letter, please indicate your 1st and 2nd track preference. This information will be used to best match applicants with their desired tracks.
Track placement will indicate the types of projects where you will spend the majority of your time, however, we encourage and enable working across tracks to allow team members to acquire a diverse set of skills and experiences.
Corporate Security Responsibility
All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must:
Abide by Mastercard’s security policies and practices;
Ensure the confidentiality and integrity of the information being accessed;
Report any suspected information security violation or breach, and
Complete all periodic mandatory security trainings in accordance with Mastercard’s guidelines.
