Date: April 15, 2026 Location: Toronto, ON Company: RFA Mortgage Corporation Job Type: Permanent Vacancy Status: New role Compensation: Base Salary: $65,000 - $70,000 Bonus: Up to 15% of the base salary
About RFA Founded in 1996, RFA (Realty Financial Advisors) is a leading Canadian-owned real estate firm. Through RFA Bank of Canada and RFA Mortgage Corporation, RFA offers mortgage brokers a complete range of Prime and Alternative mortgage solutions. The Opportunity We’re looking to fill an Analyst, Treasury position at RFA Mortgage Corporation!
RFA Mortgage Corporation, a division of RFA (Realty Financial Advisors), specializes in Prime lending (Insured, Insurable and Uninsurable). Our goal is to be a long-term leader in the residential lending market by offering more than just competitive rates and compensation. At RFA Mortgage Corporation, we focus on delivering a unique value proposition in the Prime mortgage space, committed to innovation and exceptional service to meet a diverse range of borrower needs. In this role, the Analyst, Treasury will support the company’s mortgage funding (including investor management & reporting, premium settlement, and securitization), treasury (including cash management and liquidity reporting) operations and will be required to support renewal pricing/ exception pricing management. Core Responsibilities As a Analyst, Treasury, you will:
Mortgage Funding Operations • Funding Management and Loan Allocation to third party investors, including investor assignment, loan sale settlements, and ensuring timely and accurate flow of funds to closing agent. • Implement term sheets updates and periodic mortgage rate changes. • Identify opportunities to optimize product and portfolio P&L. • Ensure ongoing compliance with external investor requirements and loan criteria both pre- and post-closing. • Assist the Manager in operationalizing various reporting, investor onboarding, securitization, and funding initiatives. • Securitization administration, including MBS/CMB allocations and reporting. • Default insurance administration, pricing, and reporting.
Treasury Operations • Support the day-to-day cash management and operational activities of the Treasury Team • Develop or assist in operational, financial and treasury reporting. • Create, improve, and maintain effective treasury and reporting procedures and processes. • Minimize idle company cash balances by analyzing requirements, executing daily concentration of cash, and borrowing transactions, and initiating bank transfers through application of appropriate internal controls. • Responsible for day-to-day reporting and operations of securitization, whole loan sale and other credit facilities. • Work with Finance group to support Journal Entry and Financial Accounting processes and reporting.
Other • Monitor and quantify the impact of internal (product pricing, compensation, promotions, product/offer enhancements, etc.) and external (interest rate or regulatory changes) events that may impact the company’s P&L. • Conduct mortgage data analysis for internal and external stakeholders. • Special projects and new product lines as assigned. • Maintain and foster relationships with internal and external stakeholders through daily reporting and communication.
What You’ll Need to Succeed • Bachelor’s degree or consideration of an equivalent combination of education and experience. • 3-5 years of experience in mortgage finance company or regulated banking industries. • Knowledge of the mortgage origination, loan administration, and mortgage financing (CMB/MBS, conduit securitization) processes would be an asset. • Demonstrated competency relating to multiple tasks conducted within a Treasury and/or Finance department, i.e. Reconciliation, Reporting, Product Analysis, Forecasting, Cash Management, etc. • Proficiency using Microsoft Excel, SQL for data reporting and modelling.
What Sets You Apart • Strong proficiency using Microsoft Office Suite (Excel, PowerPoint, Word). • Excellent math/analytical skills. • Positive and enthusiastic attitude with willingness to learn. • Strong communication, inter-personal and people skills. • Ability to multi-task, work under pressure and meet deadlines required, • Ability to work independently with strong attention to detail. • Team player.
What We Offer at RFA Along with a strong work culture, RFA offers a comprehensive benefits package, including: • Health & Dental Care • Vision Care • RRSP Match • Health & Wellness Spend • Vacation & Personal Days • Hybrid working environment
Ready to take the next step? If this opportunity excites you and aligns with your skills and aspirations, we’d love to hear about how you can contribute to our team at RFA. Accessibility Accommodation is available upon request for applicants and employees with disabilities. If you are contacted for a job opportunity, please advise us of any accommodations needed to ensure you have access to a fair and equitable process. Any information received relating to accommodation will be addressed confidentially. Disclosure Artificial Intelligence (A.I.) is not used to screen, assess, or select any applicants.
