Apply by:
We're on the lookout for energetic, self-motivated individuals who share our passion for service in the banking industry. To be part of the journey, follow the steps below:
1. To see what life at Capitec is all about and complete a short assessment, please click here!
2. Once you have completed the above finalize your application by clicking apply below
Purpose Statement
- To maximize franchise business opportunities and reduce the risk exposure by assessing the bankability of financing applications and the credit risk, as well as to provide other related administrative support functions, efficiently and effectively.
Experience
Minimum:
- 5 years’ experience in the field of credit risk and portfolio assessment, mitigation and management
- Analysing external market dynamics and applying commercial know how to recognise and execute appropriate tactical response.
- Experience of managing a portfolio of business customers with a service and financial analysis focus.
- Significant experience in preparing and motivating Credit applications
Ideal:
- Franchise experience will be an advantage
Qualifications (Minimum)
- Bachelor's Degree in Commerce or Finance
Qualifications (Ideal or Preferred)
- Honours Degree in Commerce or Finance
Knowledge
Minimum:
- Technical knowledge of risk assessment, mitigation and management
- Client relationship management techniques
- Knowledge and understanding of the franchise market
- Financial and credit risk technical knowledge
- Technical knowledge of financial modelling
- Understanding of business client business and financing needs
- Sales principles, methodologies, tools and processes
- Market segmentation propositions and customer profiles
- Account management principles
- Business development principles and methodologies in a sales context
- How to network and build stakeholder relationships in business
Skills
- Analytical Skills
- Communications Skills
- Computer Literacy (MS Word, MS Excel, MS Outlook)
- Interpersonal & Relationship management Skills
- Planning, organising and coordination skills
Conditions of Employment
- Clear criminal and credit record
- A valid driver's license and own vehicle is required
Capitec is committed to diversity and, where feasible, all appointments will support the achievement of our employment equity goals.
