Senior Legal Counsel - Life Insurance & Cross-Border Specialist

Join our team. Your future starts here.

Swiss Life Group is one of Europe’s leading comprehensive life, pensions and financial solutions providers.

Within the Group’s International Division and with its two business lines, Swiss Life Global Solutions offers a broad range of tailored cross-border life insurance solutions to wealthy individuals for a suitable integrated wealth planning (Global Private Wealth Solutions) and to international companies to address the benefits needs of their local and mobile employees (Global Employee Benefits Solutions).

Swiss Life Global Solutions is located in Luxembourg, Liechtenstein, Zurich and Singapore.

At Swiss Life, our purpose is to enable people to lead a financially self-determined life. Join us if:

• you enjoy working in a truly international and entrepreneurial environment

• you have strong business acumen and are able to think consistently from the customer’s point of view

• you are willing to work in an efficient, committed and agile manner, in the best interests of our company

• collaboration, trust and self-development are key elements for you in your future position.

Swiss Life Luxembourg is currently looking for a Senior Legal Counsel – Life Insurance & Cross-Border Specialist.

As a member of the Legal Department of Swiss Life Luxembourg, reporting to the Head of Legal, you will play a key role in supporting the development of Swiss Life’s cross-border life insurance activities under Freedom of Services (FoS), with a strong focus on wealth structuring and high-net-worth clients.

Your Role

• Provide pragmatic and strategic legal advice to business teams, with a focus on life insurance wealth solutions distributed on a cross-border basis;
• Identify and manage legal and regulatory risks linked to the distribution of wealth insurance products, including aspects related to policyholder protection, tax considerations and local regulatory constraints;
• Advise on and support the structuring of life insurance solutions used within wealth planning structures (e.g. holdings, trusts, foundations, or similar arrangements), including analysis of their legal and regulatory implications across jurisdictions;
• Draft, review and negotiate a wide range of complex legal documentation, including:
• life insurance contracts (notably savings/unit-linked products),
• distribution agreements (cross-border),
• depositary and asset management agreements,
• service level agreements;
• Liaise with experts in different jurisdictions;
• Handle complex complaints and litigations, particularly in an international context;
• Monitor legal and regulatory developments in the relevant markets, assess their impact on cross-border insurance activities and advise on implementation;
• Contribute to internal committees and strategic projects, bringing legal expertise on cross-border business development;
• Draft internal policies and training materials related to cross-border insurance distribution and wealth structuring.

Your Profile

• Master’s degree in law (mandatory); Bar admission in an EU country is an asset;
• At least 6 years of experience in a regulated environment, with strong expertise in:
• life insurance markets and practices (savings / wealth products), particularly in France (essential), Luxembourg, Spain, Portugal, and Finland,
• cross-border distribution;
• Good understanding of private wealth environments and wealth structuring tools (e.g. holdings, trusts, foundations) and their interaction with life insurance products;
• Ability to navigate multi-jurisdictional legal and regulatory frameworks;
• Excellent communication skills with both legal and non-legal stakeholders;
• Fluent in French and English; additional European languages are an asset;
• Strong organizational skills, attention to detail and ability to manage complex, high-value matters autonomously;
• Business-oriented mindset, proactive approach, and strong team spirit.

Our Offer

• A varied work within a multicultural team where you can shape your career

• A company culture characterized by its agility, expert know-how, customer-centricity and collaborative mindset

• After trial period, home working is possible according to our internal rules

• An attractive remuneration package in line with your position and responsibilities, including fringe benefits such as lunch vouchers, pension scheme and additional health insurance

Please note that a criminal record extract and a copy of your diplomas will be required in case of hiring.