- Manchester | Hybrid (2 days in office)
- ~15 Apprenticeship Opportunities
Build a career in financial crime detection and investigation
At Kroo, financial crime prevention sits at the core of how we protect our customers and the integrity of the bank.
This apprenticeship is a structured entry point into financial crime operations, giving you hands-on experience in transaction monitoring, alert investigation, and risk assessment within a regulated banking environment.
You’ll develop practical skills in identifying fraud, money laundering, and other financial crime typologies, supported by formal training and on-the-job coaching.
The role
As an Apprentice Financial Crime Analyst (Detection), you will support the monitoring and investigation of customer activity to identify potential financial crime risks.
Working within the Financial Crime Operations team, you will:
- Monitor customer transactions using detection systems to identify unusual patterns and behaviours
- Investigate transaction monitoring alerts, assessing risk and determining appropriate next steps
- Apply financial crime typologies across fraud, AML/CTF, sanctions, and suspicious activity
- Conduct enhanced due diligence reviews where required
- Use internal and external intelligence tools to build a risk-based view of customer activity
- Produce clear, structured case notes and investigation summaries for audit and regulatory purposes
- Support escalation decisions, including referrals to senior analysts or SAR consideration
- Collaborate with customer operations and other teams to manage risk and resolve cases
- Contribute to continuous improvement of detection processes and controls
You will be working within defined risk frameworks and gradually building your judgement and decision-making capability over time.
Training and development
You will receive structured training before and during the role, including:
- Core financial crime knowledge (AML, fraud, sanctions, ABC)
- How transaction monitoring systems operate
- Investigation techniques and case handling
- Regulatory expectations within a UK banking environment
- Practical shadowing and coaching from experienced analysts
This is designed to take you from foundational knowledge to being able to independently manage lower-risk cases.
Requirements
What we’re looking for
This is an entry-level role, but we are looking for strong underlying capability and potential.
You don’t need prior financial crime experience, but you should demonstrate:
- Strong attention to detail and ability to spot anomalies
- Analytical thinking and an interest in understanding patterns and behaviours
- Comfort working with data, systems, and structured processes
- Ability to follow defined procedures while applying judgement appropriately
- Clear written communication, particularly when summarising findings
- Good time management and ability to prioritise workload
An interest in financial services, risk, or investigations is a strong advantage.
What you’ll gain
- Practical experience in a regulated financial crime function
- Exposure to real-world fraud and money laundering cases
- A structured pathway into financial crime, compliance, or wider risk roles
- A recognised apprenticeship and ongoing development opportunities
- Experience working within a modern digital bank
Recruitment process
Stage 1: HR screening (30 mins)
Focus on motivation, strengths, and interest in the role
Stage 2: Assessment Day (Manchester)
- Group exercise assessing collaboration and communication
- Individual task focused on problem-solving and structured thinking
We’ll support you throughout, especially if this is your first experience of interviews.
Benefits
Why this role
Financial crime is one of the fastest-growing and most critical areas in banking. This role gives you a direct entry point into a specialist field with clear long-term career progression.
If you’re looking for a role that combines analytical thinking, investigation, and real-world impact, this is a strong place to start.
