Company Description
Benefits of working at Together
- 26 days holiday, and a day off for your birthday (increasing with service to 30 days), plus bank holidays
- Free access to company holiday homes
- Buy & sell holidays
- Discretionary annual bonus plus an additional Shared Reward Bonus
- Matched pension contribution
- Health cash plan plus Private medical insurance
- Life assurance and Critical illness cover
- Travel season ticket loans and Ride to work scheme
- Free local gym access
- Local bar / restaurant discounts
Company Description
We’re Together. For over 50 years, we’ve helped thousands of people, businesses and professionals unlock their property ambitions with our common-sense approach to mortgages and secured loans.
We take the time to understand our customers and our door is always open, so we can often help when other lenders can’t or won’t. Based in Cheadle, Cheshire, our 750 colleagues help our customers throughout the UK, backed by the power of a £7 billion loan book.
Job Description
As a Residential Roving Underwriter you will be providing onsite support to our brokers to manage relationships and increase future business submissions by underwriting applications against Group Lending Criteria and providing feedback on the quality of cases to raise the knowledge of brokers. You will be working with brokers in Essex, Herts, London and the South East.
As a Residential Roving Underwriter you will be:
- Reviewing and assessing new enquiries and referrals, making accurate and informed decisions to ensure a full and accurate response is provided to the broker within agreed Service Level Agreements
- Maintaining a competent knowledge level for underwriting Personal Finance applications to a high standard
- Maximising sales opportunities by taking a common sense approach to lending across both departments, whilst assessing the risk to the business
- Providing regular onsite Underwriting Support to our key broker partners, assisting with and improving application submission quality
- Providing training on all aspects of packaging , internal CUPD and RUPD process and underwriting topics to intermediaries and channel colleagues as SME's
- Accurately assessing the risk and provide a rationale on each application ensuring that the loan is affordable, plausible and sustainable and meets the requirements for the correct lending decision
- Providing an enhanced level of service to our key broker partners, building and maintaining relationships to a high level
- Having a strong focus on fraud avoidance at all stages of an application
- Effectively using MI to monitor and analyse broker performance and identifying trends
Qualifications
Essential:
- Residential underwriting experience within the secured lending or residential mortgage market
- A proven and experienced lending decision maker
- Experience of managing broker relationships
- Strong relationship and presentation skills
- Experience of designing and delivering training sessions
- Strong Communication skills
- Ability to analyse data and identify trends
- Good knowledge of specialist lending market place
If you feel you have some of the skills mentioned above, but not all, please do still apply and we would be happy to have a further discussion with you in regards to your suitability for the role.
Additional Information
Together embraces diversity and inclusion, and are proud to be an equal opportunity workplace. Not only do we welcome difference – we celebrate it, support it and really value our colleagues for who they are. We are committed to building a team that represents a variety of backgrounds, perspectives and skills.
If you feel you'd benefit from any support or reasonable adjustments during any stage of the recruitment process, please don’t hesitate to let us know when completing your application. This information will be picked up by our team, so we can try and put steps in place to help you be at your best through this process.
